The Right Way to Use Credit Card
Wait, you can’t be serious, the right way to use credit card really? It is that important to discuss about this? Well, I know everyone know how to use this thing, but are you sure you have done it in correct way? Therefore, I think it is very important to discuss it because I know lot of people use their credit card carelessly and in the end they call credit card as a disaster or an evil. That’s just not fair.
Those who call credit card disaster must be the one who use their credit card to buy something unimportant like dress, jewelry or shoes every week/month. In the end they found that they have too much debt to be paid.
Don’t get me wrong, I am also a fan of credit card because it give me lot flexibility like discount in almost every merchant or café and the best thing is I don’t need to bring a lot of cash anymore, just bring this card in my wallet and all is set. I think it’s better for you to use credit card to buy something more useful for you which is the one may bring you more money, like financial book, motivational book, or following some life changing seminar, etc.
Besides, I also recommend you to perform well in your credit history because the credit bureaus record every credit history you have and if you perform well, you might have a chance to apply for another credit card (or even the existing one) which have low interest rate, so you can save more money, right! Have fun using your credit card!
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